You would think it would be hard to be hopeful and optimistic if you’re living on the East Side of Wilmington, Delaware, where street violence seems to be a way of life and researchers guided by Professor Yasser Payne of the University of Delaware found that less than half the residents have high school diplomas…

A couple of weeks ago, about the time I launched this website, I achieved another milestone — running my own business for 10 years. OK, I am a one-person shop, so some of you might think that makes it easier. But I just looked at two articles on business failure rates, and one said that…